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Do you like motorcycles? Then imagine the possibility of your savings riding a motorcycle too.
PauTravelMoto is a small company focused on motorcycle travel, especially renting fully equipped touring bikes and organizing motorcycle trips. It was our passion for riding that led us to create this company, and that’s why we do things our own way with dedication, care, and genuine enthusiasm to make everything work right.
We have also been creative in the way we finance ourselves. On the one hand, the company is well capitalized and supported by committed partners who believe in our mission. On the other hand, we have built a financial support community that has grown alongside the company since day one.
We realized that banks were charging 6–7% for financing — including interest, fees, and insurance — while paying just around 1% to savers, and only to the lucky few. We believed things could be done differently. So we launched our own secured loan program for individuals, backed by our motorcycles, offering an annual return of 4% to 5.5%.
That way, everyone benefits, except the bank.
Simple, right? The truth is that the program has been successful from the very beginning, allowing us to build an independent company, free from traditional bank financing.
Our financing model explained in 1 minute.
In 2017, we launched our motorcycle-backed secured loan program. It was a pleasant surprise to see that people who had not previously known us trusted and chose to support our company.
Year after year, the program has been a success — covering our financial needs and, more importantly, creating a connected community of supporters. We went through the difficult Covid pandemic period together, after which activity grew strongly. In 2024, we moved to a beautiful new facility in El Prat de Llobregat, from where we are embracing an exciting future. In 2026, we continue to grow and are launching a new Loan Program to finance the motorcycles we are adding to our rental fleet.
Today, PauTravelMoto is an established company, highly regarded in our sector, a leader in Barcelona, and supported by committed partners. I hope you find this presentation interesting and decide to join us. Personally, I remain at your disposal for any questions, comments, or suggestions you may wish to share.
Features of the Secured Loan Program
Purchase of new rental motorcycles
The cost of a motorcycle consists of three elements: purchase price, equipment, and taxes. Prices vary significantly — from €3,000 for a Honda CB125F to over €35,000 for a Honda Gold Wing GL1800. For this reason, each loan may be secured by one or several motorcycles until their combined value matches the loan amount. During 2026, we plan to add around twenty new motorcycles to the fleet.
Loans
Each loan ranges from €10,000 to €120,000. The maximum amount per investor is limited in order to diversify risk and facilitate early repayments.
Investments above €120,000
For investments exceeding €120,000, we offer alternative investment structures in which early repayments may be restricted to specific periods of the year.
Compensation and Additional Benefits
Quarterly interest payments
The loans offer an attractive return designed to create a mutually beneficial agreement. Specifically, the interest rate is positioned midway between:
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Typical bank savings remuneration, ranging between 0% and 1.5%
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The cost of bank credit for PauTravelMoto, approximately 6.5%
Up to €25,000: 4.0% annual return
€25,001 – €40,000: 4.5% annual return
€40,001 – €65,000: 5.0% annual return
FROM €65,001: 5.5% annual return
Interest is paid on the 15th day following the end of each quarter, with the corresponding tax withholding applied.
Otras ventajas adicionales
Discount on motorcycle rentals. A permanent 30% discount off the public rate when renting the financed motorcycle or an equivalent model. Not combinable with other promotions.
No security deposit hold on rentals. No credit card hold is required when renting a motorcycle, as the loan itself acts as a guarantee.
Priority access to purchase our used motorcycles. As part of our investor community, lenders are given priority when purchasing motorcycles during fleet renewal.
Naming our fleet motorcycles. All our motorcycles are given names, and we truly enjoy it when lenders have the opportunity to name one of them.
A Secured Investment: 8 Guarantees for Your Peace of Mind
Guarantee 1: The motorcycles
Your money is secured by our motorcycles. Motorcycles are liquid assets that retain their value well and benefit from an active second-hand market..
Guarantee 2: Exclusive use of the money in the motorcycles
The funds are used exclusively for the purchase of motorcycles. They are not mixed with the company’s ordinary operating cash flows.
Guarantee 3: Liquidity
From day one, you may recover your money at any time with just one month’s prior notice.
Guarantee 4: Committed partners
Our equity exceeds €400,000. This reflects the partners’ strong commitment to the company’s future.
Guarantee 5: Formalization
The loan is formally registered using Form 600 with the Agència Tributària de Catalunya (ATC), the tax authority of the Generalitat de Catalunya.
Guarantee 6: Adequate insurance
The motorcycles are covered by insurance specifically tailored for rental use, which is significantly more comprehensive and costly than standard private-use policies.
Guarantee 7: Business transparency
Trust is built on transparency. We provide regular updates on the company’s performance and development.
Guarantee 8: Real references
We facilitate direct contact with current lenders, who are available to share their experience with prospective investors.
Simple and easy: 4 Steps to participate
Step 1: Ownership and amount
Provide the full personal or corporate details to be used as the loan holder, attaching a copy of your ID (DNI) or Tax ID (CIF), and specify the investment amount.
Step 2: Deposit
Make a transfer or deposit into our current account at Banc de Sabadell, indicating in the reference field: “Loan + Lender’s Name.”
Step 3: Signature
Once the funds have been received, the loan agreement is prepared for signature — either in person or remotely if the lender resides outside Barcelona.
Step 4: Registration
The signed loan agreement is formally registered with the Agència Tributària de Catalunya (ATC).
More Information on How to Invest Your Money in Motorcycles
If you found this information interesting and would like to learn more, simply complete the form below. We will send you a detailed dossier with additional information, and Pau Vidal will personally contact you to answer your questions and provide further details.
