We prefer to share our success with you than with the bank
We are a growing company. Our key activity is based on the rental of motorcycles. Therefore, although we bet on own funds and it is a company with great personal involvement of the partners and significantly capitalized, we do not have sufficient funds to buy all the bikes, so we have to resort partially to credit.
The most traditional option is bank credit, but we try to resort as little as possible to bank financing because it is expensive, bureaucratic and not very flexible. We live in the 21st century in a time of disintermediation, and for this reason we open the possibility of receiving direct loans from people interested in sharing our success. We offer an intermediate interest rate, higher than what you would get from your money in the bank and lower than what a bank loan would cost us. Simple, right?
We have now created a financial community of 8 people who are participating in the private loan program.
The loans received are guaranteed by the partners of PauTravelMoto and are used exclusively for the purchase of motorcycles, which are an asset with value and liquidity. In addition, the loans are registered with the Catalan Tax Agency of the Generalitat de Catalunya.
Motorcycles are insured at all risk. To maintain a diversification of the risk, the amount is given based on 80% of the value of the motorcycles (between € 4,600 and € 12,000) with a limit of € 25,000 per lender.
At this time, the remuneration of the direct loans received during 2019 is 4%, which is paid quarterly. In addition, advantages are also offered in the rental of motorcycles to borrowers.
If you wish to receive a document with information on the operation of private loans, fill in the following contact form and we will send it to you by email.