Invest

Do you like motorbikes? Then imagine the possibility of your savings also riding a motorbike. PauTravelMoto is a small company focused on motorbike travel, especially the rental of motorbikes ready to travel and the organisation of motorbike trips. It was our passion for motorbikes that led us to set up this company, and that’s why we do things in an original way, with a lot of dedication and enthusiasm so that everything turns out well. We have also been creative in the way we finance ourselves: on the one hand, the company is well capitalised and has partners who are committed to the company’s mission; on the other hand, we have a supportive financial community that has been building up since the company started. Four years ago we realised that the bank was charging 6-7% for financing between interest, commissions, insurance…; while it was only paying 1%, to the more fortunate ones. It seemed to us that things could be done differently, so we launched our own programme of loans secured by the motorbikes for private individuals, offering an annual remuneration of 4% to 5%. That way we all win, except the bank. Simple, isn’t it? The truth is that the programme has been successful from the start, and this has allowed us to build a business independent of bank financing.  

Motorcycle-secured loans explained in 1 minute

 

In 2017 we created the loan program secured by motorcycles. It was a pleasant surprise to see that people who did not know us previously trusted and bet on our company. Year after year they have been a success, covering our financial needs and, more importantly, creating a community of connected people.

We went through the difficult period of the Covid pandemic together in 2020 and 2021, after which the activity has grown strongly and we face an exciting future in the coming years. Therefore, in 2024 we continue with a new edition to finance the motorcycles that we add to the rental fleet to meet the growth we face. Today, PauTravelMoto is a company with a track record, well valued in our sector, a leader in Barcelona and we have committed partners.

I hope you find this presentation interesting, and decide to join us. Personally, I am at your disposal for any questions, comments or suggestions you want to send us.

Features of the guaranteed loan program

New motorcycles

The cost of a motorcycle is made up of three factors: purchase, equipment and taxes. The cost of motorcycles varies, ranging from €3,000 for a Honda CB125F to more than €35,000 for a Honda GoldWing GL1800. Therefore, each loan can be guaranteed by one or more motorcycles up to their value. During 2025 we expect to add about thirty new motorcycles.

Loans

The amount of each loan can be between €5,000 and €90,000. The amount is limited to diversify the risk and guarantee early repayments.

Investments over €90,000

If you wish to invest in PauTravelMoto amounts over €90,000, we have other investment formulas, in which early repayments are limited to a certain period of the year.

Additional benefits

Although remuneration is usually the main reason for participating in the program, there are other additional benefits that may be interesting in some cases, such as the discount on frequent motorcycle rentals or simply for the emotional reason of participating in the development of the company:

Discount on motorcycle rentals. Permanent savings of 30% on the public rate, on the rental of the financed motorcycle or equivalent model. Not cumulative with other promotions.

No locking of the deposit on rentals. It is not necessary to lock the credit card when renting a motorcycle, since the loan itself acts as a guarantee.

Preference in the purchase of our used motorcycles. As a linked group, they are given preference for the purchase of motorcycles when renewing the fleet.

Baptism of the motorcycles in the fleet. All our motorcycles are baptized and we are always excited when lenders baptize one of our motorcycles.

A secure investment: 8 guarantees for your peace of mind

Guarantee 1: The motorcycles
Your money is guaranteed by our motorcycles. Motorcycles are liquid assets, which retain their value well and for which there is an active second-hand market.

Guarantee 2: Exclusive use of the money in the motorcycles
It is used exclusively for the purchase of the motorcycles. It is not mixed with the cash flows of the company’s ordinary activity.

Guarantee 3: Liquidity
From the first day, the money can be recovered at any time, with a simple one-month notice.

Guarantee 4: Committed partners
Our own resources total nearly €500,000. This shows the partners’ commitment to the future of the company.

Guarantee 5: Formalization
The loan is registered with the Agència Tributària de Catalunya (ATC), a body dependent on the Generalitat.

Guarantee 6: Adequate insurance
Motorcycles have insurance appropriate to their rental use, which is considerably more expensive than ordinary insurance for private use.

Guarantee 7: Business transparency
Trust is built with transparency, which is why regular information on the company’s progress is provided.

Guarantee 8: Real references
We facilitate contact with current providers, who are available to interested parties to share their experience.

Simple and easy: 4 Steps to participate

Step 1: Ownership and amount
Complete personal or corporate details to be used for the ownership of the loan, attaching DNI or CIF, specifying the amount of the loan.

Step 2: Deposit
Transfer or deposit to our current account at Banc de Sabadell, indicating in the concept “Loan + the name of the lender”.

Step 3: Signature
Once the amount has been received, the contract is prepared for signature, either in person or remotely if the borrower lives far from Barcelona.

Step 4: Registration
The signed loan contract is registered with the Agència Tributària de Catalunya (ATC).

More information on how to invest your money in motorcycles

If you found this article interesting, and would like more information, you only have to fill out the following form. We will send you a dossier with additional information and Pau Vidal will contact you to resolve your doubts and provide you with more information.